25 August 2015

The Bank of New York Mellon
In group work, please select a bank that you want to learn more about. Download the financial statements of the bank (Report of Condition and Report of Income).
1.      Describe the services the bank provides (commercial banking versus other services)
2.      Provide an overview of the Balance Sheet and the Income Statement
a.       Describe and analyze the components of both (may want to provide the data as percent of Assets)
3.      Measure and evaluate the performance of your bank given the different profitability ratios we have learnt in the class.
4.      Provide a breakdown equity returns and return on assets  for closer analysis
a.        What is the breakdown telling us?

The focus is on interest-rate risk management. Financial statements do NOT include any reports on interest sensitivity. Accordingly we will have to rely on the UBPR (https://cdr.ffiec.gov/public/ManageFacsimiles.aspx). Make sure to pick a bank such that its uniform bank performance report is available. Once you pick the bank, please do the following:

5.      Calculate the Net interest margin over time. Discuss what is revealed in the variation of NII across time.
6.      For a given time period, calculate the interest sensitivity ratio. Discuss the interest rate exposure for your bank. Is it asset or liability sensitive? What are the implications of the changes occurring across time? Discuss the effects if interest rates increase/decrease by 1 percentage point.


Good luck,


Dr. Mohsen Saad, CFA

25 August 2015,
 0

The Bank of New York Mellon In group work, please select a bank that you want to learn more about. Download the financial statements […]


25 August 2015

Individual Financial Analysis ProjectIndividual Financial Analysis Report

Continue working on your Individual Financial Analysis Report, due Week 3. Note that this is not a team assignment. Be sure to include proper citations for all references you use.

Go to the CanGo Intranet and pull the financial statements. Use these to fill out the table found in Doc Sharing labeled Financial Analysis Project.
https://devry.equella.ecollege.com/file/d0a0f0ed-47f3-4e74-ac74-aeadc25f3f3e/1/CanGo_Intranet.zip/CanGo_Intranet/index.html


As you complete your studies, the BUSN460 capstone course requires that you pull together all of your learning experiences to complete a business case. A part of that case requires you to review and analyze financial reports. The purpose of this refresher is to take you back to the basics and, within one hour, get you on the road to successfully completing the financial part of the case.

Instructions: In the following narrative we have embedded tutorials and videos for you to view. You need only read the narrative and click on the hyperlink, and you will be on your way. Make sure your speakers are on. If you feel uncomfortable with a given topic, feel free to revisit this refresher and watch the appropriate video.

There are six videos available to help you get up to speed on conducting a financial analysis:

Introduction to Accounting
Interrelationship of Financial Statements
Current Ratio
Inventory Turnover
Debt Ratio
Profitability
To start this activity, please view the Introduction To Accounting tutorial. It will help to answer the questions what is accounting, who developed it, how does it work, how does it fit into the business model, what are the rules and who generates them. You will learn about the basic accounting equation and some necessary terms. The financial reports that you will find in the case are also explained. (Transcript)

Now we move to the Interrelationships of Financial Statements tutorial to explore the Balance Sheet, Income Statement, and Statement of Cash Flows. These reports provide information about the financial position or health of the business, the success of business operations, and explains where the cash came in and where the cash went. Though this is a very basic look at the financial reports, it is a good starting place. To go beyond this tutorial, one could review the Annual Report of a business such as Wal-Mart available at the company’s web site and also download a copy of Wal-Mart’s 10k Report from the Securities & Exchange Commission as an exercise. The comparison of the two would provide an excellent view of the financial operation of the retail industry giant. (Transcript)
Prior to starting our videos on ratio analysis there are a few terms that one needs to know:

Liquidity is the ability of the company to meet its current debt obligations.
Solvency is the ability of the business to remain in business over a long period of time in terms of its ability to pay its long-term debts.
Profitability is the company’s ability to generate a profit.
The Current Ratio tutorial includes the explanation of three ratios. The Current Ratio, Working Capital computation and the execution of the Quick Ratio are demonstrated. These are Liquidity ratios. (Transcript)

Next, we will review the Inventory Turnover In this tutorial, Inventory Turnover Ratio and Accounts Receivable Turnover are demonstrated. These are Liquidity ratios. (Transcript)

In the Debt Ratio tutorial, this Solvency ratio is demonstrated. (Transcript)

Moving on to the Profitability tutorial, Return on Net Sales and Return on Assets are demonstrated. These are Profitability ratios. (Transcript)

Hopefully you have found this one hour investment to be profitable!

IMPORTANT: Some ratios call for averages, (e.g. inventory turnover). Since CanGo has only one balance sheet available, you will not use an average, you will use the appropriate number from the most recent year’s financial statement. Also assume that there is no interest expense.

25 August 2015,
 0

Individual Financial Analysis ProjectIndividual Financial Analysis Report Continue working on your Individual Financial Analysis Report, due Week 3. Note that this is not a […]


25 August 2015

Cybersecurity

aper instructions:
Which were the most important security controls to protect security for the prior round, and why?
Explain why your team decided to choose the specific values for those most important controls.
Describe the effect of these controls on your team’s budget
Based on output indexes and instructor feedback, what are lessons learned as your organization makes input decisions for the current round?
Specifically discuss these idexes; National Security Index, Security Index, Downtime, and Profitability.

25 August 2015,
 0

Cybersecurity aper instructions:Which were the most important security controls to protect security for the prior round, and why?Explain why your team decided to choose […]


25 August 2015

Undercover bossPaper instructions:
Search for a complete episode of Undercover Boss online. After watching the complete episode, prepare a response on the things the company needs to do to prevent a union from gaining ahold of their workforce. The episode as well as any other sources should be cited in APA format.

25 August 2015,
 0

Undercover bossPaper instructions:Search for a complete episode of Undercover Boss online. After watching the complete episode, prepare a response on the things the company […]


25 August 2015

Assess the significance of the Great Depression on German History 1923- 1939’
Germany 20th Century Depth Study Key question: 'Assess the significance of the Great Depression on German History 1923- 1939’ 

Candidates have to decide their own criteria for assessing significance (affecting Hitler's rise to power could be one)

Word limit: 2000 words, worth 27 % of IGCSE grade

The assessment objectives in this coursework are:

AO1: an ability to recall, select, organise and deploy knowledge of the syllabus content (15 marks)
AO2: an ability to construct historical explanations using an understanding of:
• cause and consequence, change and continuity, similarity and difference

• the motives, emotions, intentions and beliefs of people in the past

25 August 2015,
 0

Assess the significance of the Great Depression on German History 1923- 1939’ Germany 20th Century Depth Study Key question: 'Assess the significance of the […]


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